Month: February 2019

Ski Travel Insurance Protects Your Financial Investment

A big ski vacation can be an unforgettable experience that you remember fondly for the rest of your life. For many people, it’s a chance to see a different part of the country, or the world. Many reasonably skilled skiers live an area with local ski areas that may be fun in their own right, but simply can’t compare to the experience offered by the Rocky Mountains. Parents want their children to see and experience the stark, impressive lines of the mountains. In addition to world-class slopes and terrain parks, adults want a first-rate, yet charming, après-ski ambiance. Many mountain ski towns are cultural destinations, especially if your ski vacation coincides or is planned around a major event.

How to estimate your costs

Whether you’re looking for a family-friendly vacation, an LGBTQ ski week, or both at the same time, chances are you’re going to need to spend some serious dough to make it happen. Ski vacations at popular Colorado ski resorts will typically cost around $300-$500 per person, per day. And while you may be able to find group discounts and squeeze into lodging accommodations with the maximum allowed occupancy, this cost range also doesn’t account for premium lodging, which might be $1,000 or more per night especially during peak ski season.

We had a friend who had brought his entire family out to Colorado for a weeklong ski trip. Six people in all, including his own father. They choose to go to Breckenridge, which for those who aren’t familiar with Colorado ski resorts, is definitely NOT the most expensive resort. He also researched and found a bunch of online discounts for skiing in Breckenridge. But by the time you factor in meals, ski rentals, just a few souvenirs and miscellaneous travel expenses, he still ended up spending nearly $15,000 or more like $17,500 including the airfare. His dad chipped in a good sum, but he also said it was totally worth it to him.

Don’t dismiss insuring your trip plans and costs

This is all building up to a reminder that, more than indulgence or over-planning, ski travel insurance holds real benefits and peace of mind for the person or persons funding these big vacation plans. It doesn’t cost as much as you might think, and while the cheapest plans have coverage exclusions that are important to understand before you buy, many people are also surprised by just how much ski travel insurance policies do cover. And while single-trip policies are

Depending on where you live, how many people are on the policy, and how much coverage you want, this type of annual policy will cost only peanuts more than a single-trip policy with strong coverage for a major ski vacation. There is no single plan or policy that’s right for everyone. The larger point is still that too many people dismiss ski travel insurance without giving it a fair hearing and considering the cost-benefit analysis with all the details in front of them.